October 26th, 2011 11:31 AM

The Home Affordable Refinance Program (HARP), is the only program that designed for owners whose mortgages are worth more than the value of their homes, is being changed so that more Fannie Mae- or Freddie Mac-guaranteed mortgages could be refinanced. but, it will require homeowners to be current on their payment, and, it’s only for loans sold to Fannie or Freddie and, SOLD by May 31, 2009.

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